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What do the following people have in common: Presidents Thomas Jefferson, Abraham Lincoln, Ulysses S. Grant, and William McKinley; Senator George McGovern; Henry Ford, J.C. Penney, and Henry John Heinz; financial advisor Dave Ramsey; talk show host Larry King; celebrated author Mark Twain; Walt Disney and P.T. Barnum; actress Debbie Reynolds; and NFL Hall of Fame Quarterback Johnny Unitas?

They are all well-known and successful, to be sure. But in addition, they all suffered insurmountable financial reverses, and they all got a second chance by filing for bankruptcy.

This list shows the wide variety of people who may need the protection of bankruptcy. Many other widely recognized names could be included, too. It also shows that many people will encounter financial reverses and difficulties in their lives and incur debts they are unable to repay. Often this is through no fault of their own.

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