With so many alternatives for obtaining a car title loan in San Francisco, you can apply in a variety of ways and, with the exception of a paid-off vehicle and evidence of income, get approved for cash in as little as 24 hours. Apply online with a national lender or in person at any local lender in the city. Filling out the California Title Loans online form is an additional alternative, but before you think about auto title loans, there are a few things you should know.