Uphold Login verification process can take up to 24 hours. You don’t have to verify your identity until you withdraw or send funds to other people. You can tell if you’re a verified user by looking at the dashboard: you’ll see a green check mark next to your profile in the upper right-hand corner.In contrast, Uphold users can purchase multiple assets using an ACH withdrawal or bank account fee-free. Like Coinbase, Uphold users pay 3.99% to use a credit card. However, the spread is much higher on Uphold and varies widely.